Terms of Use

By accessing or using Illuminvest, you agree to these Terms of Use. If you do not agree, you should not use the platform.

Illuminvest is an educational platform providing general information about investing concepts and financial literacy for Australian audiences.

Platform content is educational only and does not constitute personal or general financial advice. For important limitations, see our Disclaimer.

• You must provide accurate account information
• You are responsible for keeping account credentials secure
• You are responsible for activity under your account
• You must notify us if you suspect unauthorised access

You agree not to misuse the platform. This includes, without limitation:

• Using the site for unlawful or fraudulent purposes
• Attempting unauthorised access to systems or data
• Disrupting platform operation or security
• Automated scraping or crawling without permission
• Impersonation, malicious uploads, or deceptive conduct

Website content, including text, graphics, and software, is protected by intellectual property laws and remains owned by Illuminvest or relevant rights holders.

The platform may contain links to third-party websites. We do not control and are not responsible for third-party content or practices.

If you submit content (for example questionnaire input), you retain ownership and grant us a non-exclusive licence to use that content to provide platform features.

The platform is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we do not guarantee uninterrupted availability, defect-free operation, or complete and current information at all times.

To the maximum extent permitted by law, Illuminvest is not liable for indirect or consequential losses arising from your use of the platform or reliance on educational content.

You agree to indemnify Illuminvest against claims, losses, or expenses arising from your breach of these Terms or unlawful use of the platform.

We may suspend or terminate access where necessary, including for breaches of these Terms. If any clause is invalid or unenforceable, remaining clauses continue in effect.

These Terms are governed by the laws of Australia, and disputes are subject to the courts of Australia.

We may update these Terms from time to time. Updated terms are published on this page with a revised "Last updated" date.

If you have questions about these Terms, contact us through the website contact channels.