Legal.
Terms of Use
Last updated: January 2026
Acceptance of Terms
By accessing and using Illuminvest ("the Website"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Website.
Description of Service
Illuminvest is an educational platform that provides general information about investing concepts, financial literacy, and related topics for Australian audiences. The Website includes articles, questionnaires, and other educational content.
Educational Content Only
All content on this Website is for educational and informational purposes only. It is not personal financial advice, investment advice, tax advice, or any other form of professional advice. Please refer to our Disclaimer for more information.
User Accounts
To access certain features, you may need to create an account. You agree to:
- Provide accurate and complete information when creating your account
- Maintain the security of your account credentials
- Notify us immediately of any unauthorised use of your account
- Accept responsibility for all activities that occur under your account
Acceptable Use
You agree not to:
- Use the Website for any unlawful purpose
- Attempt to gain unauthorised access to any part of the Website
- Interfere with or disrupt the Website or servers
- Copy, reproduce, or distribute content without permission
- Use automated systems to access the Website without permission
- Impersonate any person or entity
- Upload malicious code or content
Intellectual Property
All content on this Website, including text, graphics, logos, and software, is the property of Illuminvest or its content suppliers and is protected by Australian and international copyright laws. You may not reproduce, distribute, or create derivative works without our express written permission.
User Content
Any content you submit to the Website (such as questionnaire responses) remains your property. By submitting content, you grant us a non-exclusive, royalty-free licence to use, store, and display that content as necessary to provide our services.
Third-Party Links
The Website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Linking does not imply endorsement.
Disclaimer of Warranties
The Website is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:
- The Website will be uninterrupted or error-free
- Defects will be corrected
- The Website is free of viruses or harmful components
- The information is complete, accurate, or current
Limitation of Liability
To the maximum extent permitted by law, Illuminvest shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, arising from:
- Your use or inability to use the Website
- Any content obtained from the Website
- Unauthorised access to your data
- Any investment or financial decisions made based on Website content
Indemnification
You agree to indemnify and hold harmless Illuminvest and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Website or violation of these Terms.
Governing Law
These Terms are governed by and construed in accordance with the laws of Australia. You agree to submit to the exclusive jurisdiction of the courts of Australia for the resolution of any disputes.
Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after changes constitutes acceptance of the modified Terms.
Termination
We may terminate or suspend your access to the Website at any time, without prior notice or liability, for any reason, including breach of these Terms.
Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
Contact
If you have any questions about these Terms, please contact us through the website.