Risk Profile
Understand your attitude to risk before making decisions
Free Investing Education for Australians
Illuminvest is a free investing education platform for Australians. We provide structured lessons and practical self-understanding tools that explain investing fundamentals — your attitude to risk, your loss buffer, the return you need, time horizon, diversification, fees, and behaviour — so you can think more clearly about your money. We do not provide financial advice.
Learn Investing Basics
Our learning paths cover essential topics for Australian investors:
- Financial foundations - emergency buffers, debt management, cashflow systems
- Investing basics - compounding, diversification, volatility, inflation
- Risk and behaviour - your attitude to risk, your loss buffer, behavioural biases, and decision patterns
- Strategy fundamentals - asset allocation, rebalancing, passive vs active
Australian Investing Resources
Browse our investing glossary for plain English definitions of terms like ASX, ETF, franking credits, CGT, CHESS, and MER. Read our frequently asked questions for answers to common beginner questions about investing in Australia.
How Illuminvest Works
- Learn - Read structured lessons covering investing fundamentals in plain English
- Understand - Use practical tools to explore your attitude to risk, your loss buffer, and how you behave under pressure
- Track - Save your scores and revisit them as your circumstances change
Topics We Cover
- What is compounding and how does it work?
- Risk tolerance vs risk capacity explained
- How to diversify investments in Australia
- Understanding asset classes and ETFs
- Capital gains tax basics for Australian investors
- How to avoid investment scams in Australia
Why Illuminvest Exists
There is a large volume of investing information online, but it is fragmented, conflicted, or designed to sell a product. Most investing mistakes aren't caused by a lack of intelligence — they come from stress, noise, and unclear rules. Illuminvest connects the elements that help people act with clarity: your attitude to risk, your loss buffer, the return you need, behavioural awareness, and a plain-language way to build personal investment rules.
What You Get
- Education - Structured lessons on how investing works, in plain English
- Self-understanding tools - Explore your attitude to risk, your loss buffer, and your behavioural patterns
- Profile - Track your scores and revisit them as your circumstances change
Get Started Free
All educational content is free to read without an account. Browse the lessons or start a learning path. Creating an account unlocks progress tracking, self-understanding tools, and a saved profile.
Quick Links
Disclaimer: Illuminvest provides general educational information only and does not provide personal financial advice. We do not hold an Australian Financial Services Licence (AFSL). The content is not intended to be a substitute for professional financial advice.
Invest with clarity.
What you'll learn
/ Your investing foundation
Core Knowledge
Concepts that stay useful regardless of market conditions
Personal Rules
Your own checklist for making decisions under pressure
Build your scores
/ Measure where you are
Get the full picture
Your scores stay with your account and grow with you.
Start understanding
/ Pick a path or explore
What Illuminvest is
/ And what it isn't
“Most investing mistakes come from stress, noise, and unclear rules.”
- ✓Education in plain English
- ✓Focus on concepts that don't expire
- ✓Australia-specific where it matters
- ✓Free to read, no paywall
- ✗Not financial advice
- ✗Not product recommendations
- ✗Not a broker or platform
- ✗Not a get-rich-quick scheme
Get started
/ It's free
Without an account
- •Read all articles
- •Browse glossary and FAQ
- •Explore learning paths
With an account
- ✦Save questionnaire scores
- ✦Track reading progress
- ✦Revisit your profile anytime